Question: Can I Get Credit Card With 10000 Salary?

Do credit cards look at income?

Since income doesn’t show up on your credit reports, most credit card issuers don’t actually verify your income.

For low lines of credit, it’s not worth their time or money.

Issuers reportedly might also check that your income makes sense in the context of your employment..

Can I get a credit card if I’m unemployed?

Being unemployed doesn’t automatically disqualify you from getting a credit card. … They also look at your credit history, credit scores and existing debt. You can meet the income requirement even without a job by including on your application any income you have access to.

How many days does it take for credit card to come?

How Long It Takes to Receive a Credit Card in the MailCredit Card Mailing TimsAmerican Express7 to 10 business daysWithin 3 business daysBank of AmericaWithin 10 business daysWithin 3 business daysBarclays7 to 10 business days7 to 10 business daysCapital One7 to 10 business days3 to 6 business days6 more rows

Which is best credit card in SBI?

Other Popular SBI Credit Cards in India for 2021Credit CardAnnual Fee (in Rs.)Best Suited ForAir India SBI Platinum Credit Card1,499TravelSBI StyleUp Contactless Card499ShoppingYatra SBI Card499TravelClub Vistara SBI Card PRIME2,999Travel & Rewards1 more row•Apr 2, 2021

Which credit card is best for 20000 salary?

Top Low Income Credit CardsCredit Card VariantAnnual FeeCategorySimplySAVE SBI CardRs.499Daily shoppingHDFC Bharat CashBack CardRs.500CashbackHDFC Freedom CardRs.500RewardsHDFC Diners Club RewardzRs.1,000Rewards and travel6 more rows

Can I lie about income on credit card application?

Lying about your income on a credit card application and stating a higher income than what you really make might be tempting, but it’s a bad idea. At best, you could have your credit card account closed if the lender finds out. At worst, you could wind up paying big fines or spending time in jail.

How do beginners use credit cards?

10 Tips for Using Your First Credit CardSet a Budget. … Keep Track of Your Purchases. … Set Up Automatic Payments. … Use as Little of Your Credit Limit as Possible. … Pay Your Bill in Full Each Month. … Check Your Statement Regularly. … Redeem Rewards. … Use the Extra Perks.More items…

Can a housewife get a credit card?

Yes, housewives can get a credit card. … They can also have a fixed deposit at the bank through which they can easily apply for a credit card with the bank. With this fixed deposit which will serve as a security against the credit limit, the banks will mostly approve of applications for the credit card.

What is the minimum salary for HDFC credit card?

₹ 12,000Income: The minimum income of the applicant should be ₹ 12,000 for salaried employees and annual income after tax deduction should be ₹ 2.50 Lakh for self employed. Usually, HDFC Bank gives a credit limit of 2 to 3 times of the monthly income you earn.

What credit limit can I get with a 750 credit score?

The credit limit you can get with a 750 credit score is likely in the $1,000-$15,000 range, but a higher limit is possible. The reason for the big range is that credit limits aren’t solely determined by your credit score.

How much do you have to earn to get a credit limit?

Most creditworthy applicants with stable incomes can expect credit card credit limits between $3,500 and $7,500. High-income applicants with excellent credit might expect a credit limit of up to or more than $10,000.

Can I get credit card without income?

Can I get a credit card without Income Tax Return? Yes, you can avail a credit card without Income tax return as no credit cards issuers ask for IT returns from customers.

What is the best credit card for low income?

Unsecured Cards for Low-Income EarnersFingerhut Credit Account. 4.8 /5.0 Stars. … Total Visa® Card. 4.5 /5.0 Stars. … First Access Visa® Card. … Surge Mastercard® … Credit One Bank® Platinum Visa® for Rebuilding Credit. … Milestone® Mastercard® with Choice of Card Image at No Extra Charge. … Indigo® Platinum Mastercard® Credit Card.Nov 17, 2020

How can I get a credit card instantly?

FAQsVisit sc.com/in.Choose the credit card of your choice.Fill in your details and verify with OTP to submit your application.Get instant Approval in Principle*Post successful validation of your KYC and other documents your Virtual credit card will be ready instantly.More items…

What is the easiest Citi credit card to get?

Secured MastercardThe easiest Citi card to get is the Citi® Secured Mastercard® because it is the only one that will accept applicants with limited history credit history. This card requires a $200 refundable security deposit but has a $0 annual fee. It also helps build credit history with monthly reporting to the credit bureaus.

Can I get credit card for 15000 salary?

Banks do provide credit cards for low salaried (Rs 8,000- Rs 15,000) depending on the annual income. Eligibility on the card will be 3 times of the monthly salary.

How much do you need to earn for a credit card?

Most credit cards of this kind require a minimum annual earning threshold, usually of around £10,000, but some only asking for £4,000. This is simply because without any proof of any kind of income, there is no way for the credit card companies to be sure that you will actually be able to pay back the credit you owe.

Which bank gives credit card easily?

Axis Bank Insta EasyThe Axis Bank Insta Easy Credit Card is a chip & pin enabled credit card that puts your banking experience at ease by issuing the card against your Fixed Deposit with Axis Bank.

Which bank credit card is best?

Best Credit Cards Based on Top CategoriesCredit CardBest ForIndusInd Bank Platinum Credit CardLifetime Free CardIndianOil Citi Platinum Credit CardFuelAxis Bank Neo Credit CardCashback, Hotel, MoviesHDFC Bank Diners ClubMiles CardLounge Access9 more rows

What is the minimum salary to get a credit card?

The minimum salary is Rs. 12,000 per month for a salaried person, while its Rs. 2 lakh per annum for self-employed individuals. Applicant should have a regular source of income and a good credit score.