Question: How Can I Get Free HDFC Credit Card?

Which bank credit card is best?

Best Credit Cards Based on Top CategoriesCredit CardBest ForIndusInd Bank Platinum Credit CardLifetime Free CardIndianOil Citi Platinum Credit CardFuelAxis Bank Neo Credit CardCashback, Hotel, MoviesHDFC Bank Diners ClubMiles CardLounge Access9 more rows.

What is the billing cycle for HDFC credit card?

However, you might have noted that Credit Card companies allow a period of 20-25 days from the end of the billing cycle until the payment due date….Personal loanFixed depositCredit CardSavings AccountCar LoanEasyEMI

What are the charges for cash withdrawal from HDFC credit card?

HDFC Cash Withdrawal Fees and ChargesDescription of ChargesHDFC Credit Card Cash AdvanceInterest Free PeriodNILCash advance fee2.5% of cash withdrawn or Rs.500 (whichever is higher)Minimum repayment amount5% on the outstanding or minimum Rs.200Cash advance limit40% of credit limit1 more row

What is the late payment fee for HDFC credit card?

HDFC Credit Card Late Payment Charges For Non-payment Of The Minimum Amount DueIf the statement balance isLate payment chargesBetween Rs.100 to Rs.500Rs.100Between Rs.501 to Rs.5,000Rs.400Between Rs.5,000 to Rs.10,000Rs.500Above Rs.10,000Rs.7501 more row

How can I increase my HDFC credit card limit?

HDFC Credit Card Limit Increase via Net Banking On the homepage of your credit card, click ‘Credit Card- Card Upgrade with Enhancement’. Choose your HDFC card and click on the ‘Continue’ button. If your card is eligible for enhancement, you will find a pop-up message displaying the applicable credit limit.

Can I have 2 HDFC credit card?

Getting approved for Multiple HDFC bank credit Cards: So having 5 Lakh or more limit on a single card increases your chances of holding multiple credit cards from HDFC, usually limited to maximum of 2 cards per person.

Which HDFC credit card is free?

The HDFC Freedom Credit Card gives every customer a bonus welcome 500 reward points. What is the benefit of an HDFC Diners Club Rewardz Credit Card? This card offers its customers free lounge access through Exclusive Airport Lounge Program. This is applicable at over 25 airports across India.

How can I make my HDFC Millenia credit card lifetime free?

Lifetime FREE on completing 4 transactions of 500+ in a month for first 3 consecutive months.Up to 2,250 worth of cash points every month.8 free domestic airport lounge access in a year.

Does HDFC charges for credit card?

Many HDFC bank credit cards may have an annual or renewal fee of up to Rs 500. … In most HDFC Bank credit cards, the monthly percentage rate charged is Rs 3.49 per month, which comes to an annual interest rate of as high as 41.88 per annum.

What is the minimum limit of HDFC credit card?

Beginner & Premium HDFC Credit Card Limits: HDFC Moneyback Credit Card Limit: Rs. 25,000 – Rs. 1,50,000.

Is HDFC millennia credit card good?

Also HDFC merchant offers are decent all through the year. If you intend to upgrade from HDFC Moneyback card, Millennia is definitely a very good option in terms of rewards and benefits.

Can I get credit card with 10000 salary?

Only a very few lenders will have credit cards for people who have a salary of Rs. 10,000. … If you don’t qualify for a credit card, you can opt for a secured deposit credit card, where you deposit money as fixed deposit and can get a card that is linked to that deposit.

Can I apply HDFC credit card online?

Apply online for HDFC Bank Credit Card: Check your HDFC Bank Credit Card Eligibility ✓ Offers ✓ Fee charges ✓ Reward Points ✓ Apply Online instantly at IndiaLends.

What happens if I overpay my credit card balance HDFC?

When you overpay your credit card bill, it remains in your credit card account which can be used for future purchases. However, if you want to claim a refund, you will have request it in form of writing or contact the customer care over phone for refunding.

Does HDFC give free credit card?

Lifetime Free Credit Card – Get Credit Cards with No Annual Fee | HDFC Bank.

Which credit card is better in HDFC?

Best HDFC Credit Card OnlineHDFC Bank Credit CardsCategoryMonthly Interest ChargeJet Privilege Platinum CardRewards, Travel and Airline3.40%Moneyback CardCashback, Rewards3.40%Platinum Edge CardCashback, Shopping3.40%Platinum Times CardLifestyle, Rewards, Travel and Airline3.60%14 more rows

Who is eligible for HDFC credit card?

HDFC Bank Credit Card Eligibility CriteriaCriteriaDetailsMinimum Age21 yearsMaximum Age60 years (for salaried), 65 years (for self-employed)Minimum Income RequiredRs. 10,000 onwards2 more rows•Nov 20, 2020

What is minimum salary for credit card?

Applicant should be salaried or self-employed. The minimum salary is Rs. 12,000 per month for a salaried person, while its Rs. 2 lakh per annum for self-employed individuals.

Which bank gives credit card easily?

Axis Bank Insta EasyThe Axis Bank Insta Easy Credit Card is a chip & pin enabled credit card that puts your banking experience at ease by issuing the card against your Fixed Deposit with Axis Bank.

Which credit card has no annual fee?

Top 11 No Annual Fee Credit Cards in India 2020Credit Card VariantAnnual FeeSBI Card UnnatiNIL (For 1st four years)YES Prosperity EdgeNIL (Limited-time offer)Axis Insta Easy Credit CardNILKotak Fortune Gold Credit CardNIL7 more rows

Which credit card is best HDFC or SBI?

Compare SBI and HDFC Credit cards on the basis of Joining Fees, Annual Fees, Travel Offers and many more etc. In India, in last two year HDFC Bank and SBI credit cards via SBI Ge tie up are among top two choices for customers.