Quick Answer: Which Credit Card Is Best SBI Or HDFC?

What is minimum salary for credit card?

Applicant should be salaried or self-employed.

The minimum salary is Rs.

12,000 per month for a salaried person, while its Rs.

2 lakh per annum for self-employed individuals..

Can I get credit card with 10000 salary?

Only a very few lenders will have credit cards for people who have a salary of Rs. 10,000. … If you don’t qualify for a credit card, you can opt for a secured deposit credit card, where you deposit money as fixed deposit and can get a card that is linked to that deposit.

How can I get a free life time credit card?

10 Best Lifetime Free Credit Cards in India 2021.ICICI Instant Platinum Credit Card.HSBC Visa Platinum Credit Card.Citibank Rewards Domestic Credit Card.SBI Unnati Credit Card.Kotak Royale Signature Credit Card.Axis Bank Insta Easy Credit Card.IndianOil Citibank Platinum Credit Card.More items…•Jan 10, 2021

Which bank gives highest credit limit in India?

HDFC Allmiles1,50,000. HDFC Allmiles Credit Card Limit: Rs. 1,00,000 – Rs. 2,50,000….Super Premium Credit Cards:HDFC Infinia Credit Card Limit: Rs. 8 Lakhs & Above.HDFC Diners Club Black Credit Card Limit: Rs. 4 Lakhs & Above.JetPrivilege HDFC Diners Club Credit Card Limit: Rs. 4 Lakhs & Above.Apr 24, 2019

Which credit card is best in SBI?

Other Popular SBI Credit Cards in India for 2021Credit CardAnnual Fee (in Rs.)Best Suited ForAir India SBI Platinum Credit Card1,499TravelSBI StyleUp Contactless Card499ShoppingYatra SBI Card499TravelClub Vistara SBI Card PRIME2,999Travel & Rewards1 more row•Apr 2, 2021

How can I waive my credit card annual fee?

5 Ways to Get Your Credit Card’s Annual Fee WaivedJust ask. … Leverage your loyalty. … Inquire about specific card use. … Compare offers. … Call to cancel your account. … Pay the fee using your rewards. … Convert to another credit card. … Open a different credit card.Jun 19, 2019

How can I get free HDFC credit card?

The mandatory documents required for applying an HDFC lifetime-free credit card are:A copy of the PAN card.A copy of the ID proof.A copy of the address proof.A copy of the salary slips for the last 6 months.A copy of Form 16.A passport-size photograph.

Can I get credit card with 15000 salary?

Banks do provide credit cards for low salaried (Rs 8,000- Rs 15,000) depending on the annual income. Eligibility on the card will be 3 times of the monthly salary.

How do I choose a credit card?

Here’s a checklist of some things to look at when you choose a credit card:Annual Percentage Rate (APR). This is the cost of borrowing on the card, if you don’t pay the whole balance off each month. … minimum repayment. … annual fee. … charges. … introductory interest rates. … loyalty points or rewards. … cash back.

Which bank’s credit card is best?

Best Credit Cards Based on Top CategoriesCredit CardBest ForIndusInd Bank Platinum Credit CardLifetime Free CardIndianOil Citi Platinum Credit CardFuelAxis Bank Neo Credit CardCashback, Hotel, MoviesHDFC Bank Diners ClubMiles CardLounge Access9 more rows

Which type of credit card is best in HDFC?

Some of the best credit cards from HDFC are; Diners Club Black Card, Jet Privilege Diners Card, Jet Privilege HDFC Bank World Card.

Can I have 2 HDFC credit card?

Getting approved for Multiple HDFC bank credit Cards: So having 5 Lakh or more limit on a single card increases your chances of holding multiple credit cards from HDFC, usually limited to maximum of 2 cards per person.

What are the 4 types of credit cards?

The four major credit card networks are American Express (Amex), Discover, Mastercard, and Visa.

Can we have 2 SBI credit card?

If you wish to apply for an additional SBI Card, you can select ‘Yes’ for the ‘Do you have an SBI Card’ question on the online application form for the SBI Card you wish to apply for and fill in the required details.

How can I get SBI Card moratorium?

To avail of the moratorium extension, eligible customers will need to place a request on the website to opt-in for the same. Only then shall the account be enrolled in the moratorium extension and the terms of moratorium extension shall apply. Click here to place opt-in request in a few simple steps.

How can I avoid paying my credit card annual fee?

The good news is that it’s possible to have a credit card with great benefits and avoid paying an annual fee.Ask for the fee to be waived. … Use your rewards to make up for the fee. … Switch to a different card. … Get a card with no annual fee. … Get a card that waives the fee. … Cancel the card.Feb 14, 2020

Can I cancel credit card before annual fee?

It’s generally not necessary to cancel a credit card before the annual fee comes due, which is typically at the anniversary of account opening. If a card has an annual fee, you’ll pay it at the beginning of your cardmember year and have all the relevant benefits for the rest of that year.

Which credit card is best in India 2020?

Best Credit Cards in India for 2020 (Review & Comparison)Flipkart Axis Bank Credit Card.American Express Membership Rewards Credit Card.HDFC Diners Club ClubMiles Credit Card.Amazon Pay ICICI Bank Credit Card.HDFC Bank Regalia First Credit Card.SBI SimplyCLICK Credit Card.Jan 1, 2020

Which bank gives credit card easily?

Axis Bank Insta EasyThe Axis Bank Insta Easy Credit Card is a chip & pin enabled credit card that puts your banking experience at ease by issuing the card against your Fixed Deposit with Axis Bank.

Which credit card is best without annual fee?

Best Lifetime Free Credit Cards in India 2021Best No-Annual Fee Credit CardsShoppingCitibank RewardsFuelTata Star TitaniumFee WaiverBOB Financial SelectPromotionHSBC Visa Platinum6 more rows•Feb 17, 2021

Is SBI credit card free?

Though the annual fee is Rs. 499, it is free for the first four years. This means that it is a Zero Fee Credit Card for the initial 4 years….Fees and Charges of Lifetime Free SBI Unnati Credit Card.Type of feeChargesAnnual feeFree for the first four yearsRenewal feeRs.499 from the fifth year onwards12 more rows