Where Can You Not Use American Express?

Is American Express accepted everywhere?

But this issue is becoming much less common in recent years: The most recent Nilson Report, a leading credit card industry resource, found that 99% of credit card-accepting merchants in the U.S.

can now accept Amex..

How widely accepted is American Express?

2020 Nilson Report claims that American Express is now accepted at 10.6 million merchants in the United States, equating to a 99% acceptance rate.

Why do a lot of places not accept American Express?

Why can’t every store accept American Express cards? The answer is simple: stores want more money in their pockets. American Express charges stores, or merchants, higher fees than other credit card networks like Visa, Mastercard, and Discover.

Is American Express better than Visa?

Visa is the clear winner here. You’re very unlikely to find merchants that accept an American Express card, but not a Visa credit card. The odds are higher of finding merchants that accept Visa credit cards, but not American Express cards, especially outside of the United States.

Where can I use my Amex card?

Who accepts Amex?Supermarkets (even Lidl and Aldi)Petrol stations.The Post Office.Uber.Major high street retailers.Most restaurant chains, all but the smallest independents.Travel (London Underground, national trains, flights, hotels).Amazon.More items…•Oct 4, 2019

What credit card do billionaires use?

1. American Express Centurion Card. The Centurion card is so exclusive that American Express won’t release the card’s full details or how one can become a cardholder, but a few criteria have been leaked. With these criteria and fees come some very nice perks.

Does American Express build credit?

In general, as long as you’re making on-time payments, either type of card can benefit your credit score. … And then, of course, your credit score will take a hit. There’s a reason American Express cards are intended for people with good to excellent credit.

Does Mcdonalds take American Express?

McDonald’s accepts American Express, Visa, Mastercard and Discover cards. Customers can swipe or insert their card into the reader at checkout, or use their contactless-enabled Amex to pay.

Is AMEX hard to get?

It’s harder to get an American Express card than it is to get a credit card from many other major issuers simply because all of Amex’s credit card offers require good or excellent credit for approval. … And some of Amex’s premium cards for big-spenders, which can be relatively difficult to get, have high fees.

Is it worth having an American Express card?

Summary. The American Express Gold Card makes it easy to earn Membership Rewards when you stay at home or travel. However, its most valuable point redemptions are for award travel. If you don’t travel often and don’t use the annual dining credits, the American Express Gold Card may not be worth it.

Can I buy a car with American Express?

Cardholders of The Platinum Card® from American Express (another high credit limit card), or any other type of Amex members, can try using the American Express Auto Purchasing Program, which connects you to dealers who accept American Express and let you charge $2,000 or more toward a car purchase on your Amex card.

Is Amex for rich?

No. American Express is not specifically for rich people, though applicants need good or excellent credit scores of 700+ to qualify for Amex credit cards. In addition to high credit scores, applicants that have an annual income of $60,000 or higher are often more likely to get approved.

What is the hardest credit card to get?

American Express Centurion CardCenturion® Card from American Express Why it’s one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.

What’s the limit on a black American Express card?

There’s no credit limit The American Express Black Card doesn’t have a pre-set spending limit, so cardholders can spend as much as they want every month. But that’s only the case if they can afford it. The Centurion® Card from American Express is a charge card, so cardholders can’t carry a balance.

Why is American Express so bad?

The different fees often make or break a deal for a merchant. This is why many merchants, especially small businesses, don’t accept American Express. American Express’ interchange fee is just too high. Providers like Visa and Mastercard charge between 1.5% and 2.5%, while Amex charges merchants between 2.5% and 3.5%.

Can I use my American Express card at Walmart?

Yes. Walmart does accept American Express credit cards, debit cards and gift cards. … And they accept their own store credit card that’s issued by Capital One and can only be used at Walmart.

Is American Express accepted on Amazon?

Amazon Pay accepts credit and debit cards. Credit cards currently accepted include Visa, Mastercard, Discover, American Express, Diners Club, and JCB. The Amazon.com store card is available for use with selected merchants.

What places dont accept Amex?

There are only 2 major retailers where Amex is not currently accepted – Loblaws group (except for Shoppers) and Costco Warehouses (and the latter doesn’t accept Visa either). So generally speaking, you shouldn’t have problems when using your Amex card at big box retailers.